How exactly does a Provident loan work? Faqs

Find out more FAQs about our vocals recording right here.

Please be aware that the quantity which you are offered following the affordability assessment that you have applied for may not be the amount.

Just just What do i want for the true house see?

Evidence of ID

You shall be expected to demonstrate evidence of your ID:


  • Present picture card driving licence
  • Present passport
  • National issued documents such as for instance council department or tax for work and retirement benefits communications.

To see the complete set of paperwork, just click here.

Evidence of earnings

You shall additionally be needed to show evidence of your earnings:


At Provident we give consideration to a myriad of circumstances, whether you are used, unemployed, self-employed or benefits that are receiving. To locate out what is accepted paperwork for every just click here.

In the event your loan is authorized, a part of y our group will deliver the money to your house and each week collect your repayments from your own home at the same time and time that best suits you.

Provident runs a zero tolerance policy to threats and physical violence towards Provident Representatives.


You can borrow between ВЈ100 and ВЈ1,000, at the mercy of affordability. Us, you know upfront exactly how much you will have to pay each week and in total when you take a cash loan with. Which means you can easily borrow funds knowing there’ll not be any unforeseen charges that are extra.

Accepted in theory is a stone that is stepping full approval of one’s loan. To try to get a Provident loan, you need to complete a form online or on the phone. During this period for the application we execute a credit check. This check assists us to choose whether we could provide to you personally and assists to ensure your identity. This credit check is low interest auto title loans proportionate into the loans you can expect so that you won’t need to have a perfect credit history.

No. You certainly do not need a bank-account for a house accumulated loan whilst the loan is brought to you by an associate regarding the Provident group in money. They’re going to come round every to collect repayments which can be paid in cash week.

Yes, we give consideration to all circumstances. We get acquainted with your private circumstances and carry away an affordability evaluation. Which means even though you’re self-employed, unemployed or on advantages with you is satisfied that the loan is affordable and sustainable for you, you could still be accepted for a Provident loan if you can provide proof of income and outgoings, and the member of our team going through this. To learn more about what exactly is accepted evidence of earnings click on this link.

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